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In House Financing?

After much research I have decided to not go have surgery with dr Quinones but he is the only one I have found that provides in house financing. I am Canadian and can't get a medical loan without a co-signer which I don't have and being a single mom it will be years before I can save up the money. Does anyone know any other doctor who will do payments either in Mexico or the US? I am severely morbidly obese and need this surgery to save to my life.

Sent from my iPhone using the BariatricPal App

Edited by canadian_girl

  • Replies 10
  • Views 3.1k
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Hi canadian_girl

Which province are you from? wLS should be covered by your provincial healthcare. I know there is a wait time but might be something to look into. I recommend you speak to your family doctor. Good luck.

Sent from my iPad using the BariatricPal App

  • Author

Hi canadian_girl

Which province are you from? wLS should be covered by your provincial healthcare. I know there is a wait time but might be something to look into. I recommend you speak to your family doctor. Good luck.

Sent from my iPad using the BariatricPal App

I am in Alberta and yes it is covered but it currently a two and a half year wait.

Sent from my iPhone using the BariatricPal App

  • 2 weeks later...

I applied with Citerra Finance for surgery at Tijuana Bariatrics with Dr. Garcia. I was approved for a partial amount (leaving me with a $1500 balance) due to my debt to income ratio (student loans). However, the rates on this loan were terrible. It was 22+% interest and also an additional $800 fee included in the loan.

I am currently working on my credit and have reached the average/good range, so I have no idea how my score effected the rates.

I decided I would give my credit union a try. I was approved for a credit card that has 1.9% interest for the first 12 months, and 9.99% after that. I intend to use that to pay for surgery instead.

I didn't mean to ramble, but I hope this gives you some insight. I wish you the best!

  • 3 months later...

I am using Medicredit for Dr. Joya, in Puerto Vallarta. It takes a few weeks, they will confirm with the doctors office and send you a check. In order to get a bank draft; the funds have to sit in the bank for 5 days. The interest rates are not awesome; and you definitely have to pre plan. But, it is another option.

Dr Alvarez is awesome he actually cares about his patients.

Sent from my VS990 using the BariatricPal App

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