I'm currently 2weeks away from my scheduled surgery and no one has mentioned my out of pocket cost. I'm aware of my insurance co pay so at what point is the payment due? And to who? What has been your experience?

Hi guys, Thanks for all of the info! I'm waiting for a call back.

@. and @lauriev. My situation was similar with the insurance company. After I received what I thought was the approval. I called them to confirm and they reminded me about the $5,000 bariatric deductible. Then they cover 100%. I also called the doctors office to inform them about my approval. I was told to call them because the insurance company will notify the patient first and it could take days or weeks for them to notify the doctor.

I have a co worker that had a procedure last April and she only paid $1300 out of pocket. Less than 30 days after her procedure she received a full refund from the doctors office. Not sure why and she didn't ask any questions. after some research, I found out that her surgeon doesn't have the best reputation, that's why I chose not to go that route.

@lauriev. My surgery is on a Wed. I'm super excited and its good to Know someone that has gone through the experience. I really appreciate it!