So I had my RNY done in 8/10/15 and due to a couple of complications I was in ICU longer and my hospital bill came in at $176,870.00. So now Aetna contacts me and asked if I had any other insurances they might be able to share the cost with? I said NOPE just you sweet people at Aetna LOL.

Ouch! Do you have a coinsurance? I hope you don't!

That is a pretty funny call to recieve.

Ouch! Do you have a coinsurance? I hope you don't!

That is a pretty funny call to recieve.

I had 2K out of pocket but that's it! Aetna gets to pay the rest! Lucky little Ins. Co.

Aetna does that all the time! When my son got a scald burn on his leg from our kitchen sink faucet they wanted to know if there was any chance we planned to pursue legal action against the person who was in charge at the time it happened-which was husband, me, and my poor teenager daughter who was washing him up after dinner at the time. They must have called and sent papers to the house a dozen times before they got it through their heads they were the ones paying the bills for his burn treatments! They'll look for anyone else to stick the bills to!

I went to a Kaiser ER for a bug bite that had turned into an abscess that had to be drained. I got a letter awhile later asking if I was planning to seek legal action. Against who? The bug?

It was from a third party company and at first I thought it was a scam and was going to ignore it. But in doing research I discovered that it's something many insurance companies are pursuing these days. It's called health care subrogation. They're looking to take a portion of any proceeds you might receive from an accident when you later sue someone else for liability related to the injury you had treated.

Edited October 27, 201510 yr by The Post Op

Tell them you will write them a check ;-P hehe

I went to a Kaiser ER for a bug bite that had turned into an abscess that had to be drained. I got a letter awhile later asking if I was planning to seek legal action. Against who? The bug?

It was from a third party company and at first I thought it was a scam and was going to ignore it. But in doing research I discovered that it's something many insurance companies are pursuing these days. It's called health care subrogation. They're looking to take a portion of any proceeds you might receive from an accident when you later sue someone else for liability related to the injury you had treated.

Yup, I got a similar letter after my son was treated in the ER after a wave wiped him out at the beach. No one to blame but mother nature!