Hello all. I'm just wondering if folks can give me an idea of how much they paid out of pocket, if they had out of pocket maximums with Cigna OAP. My date is scheduled but now I'm waiting for my surgeon's office to call and tell me how much the surgery will cost me out of pocket. I know everyone is different, but I gave met my yearly deductible just not my out of pocket maximum. Any info would help me. Thanks.

Every plan in the nation is different you have to call you company. Just because it's Cigna doesn't mean all Cigna is same.

My Cigna is $4500 deductible and 15% to $9000 out of pocket. My cousin has Cigna and it's $500 deductible and 10% to $2000 out of pocket

It depends on what you purchase if individual plan or what your employer purchases

I have Cigna Oap and do not have to pay out of pocket except for the normal hospital copay...call Cigna

100% covered except for 50/night hospital stay x 3 so $150 out of pocket plus copays for office visits.

You are allowed to call yourself and get the info, it doesn't have to go through your Dr office.

Edited April 28, 201412 yr by woo woo

Finally got my out of pocket fees today. I only have to pay $30.85 for the Endoscopy and $287.32 for the surgeon's fee. I am so thankful!

100% covered except for 50/night hospital stay x 3 so $150 out of pocket plus copays for office visits. You are allowed to call yourself and get the info, it doesn't have to go through your Dr office.

Yes it does depend on what your employer purchases because I had to resign from my job just to use my husbands insurance as a primary carrier because his insurance covers everything at a 100% for the whole surgery I only had to pay 20.00 for my preop visit with the surgeon. Everything else is included.

Go to mycigna.com and set up an account. It's a very good site that has a tracker to show where you are at from both a deductible and out of pocket standpoint. You also have access to all doctors and hospitals that are in and out of network. As of today because of the out of pocket payments I've made on all the tests and other procedures my VSG will only cost me $42. My deductible is $600 with a 20% co-pay but maxes out at $2800 out of pocket. Every plan is different.

Set up your account at mycigna.com today. You'll use it often.

https://my.cigna.com/web/public/guest?