How Does the Affordable Care Act (“Obamacare”) Affect You?
How Does the Affordable Care Act (“Obamacare”) Affect You?
43 members have voted
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1. The health care you receive and how you pay for it are critical issues for you if you are an obese patient, a weight loss surgery patient, or a potential patient. How will you be affected when the Affordable Care Act (Obamacare) come into effect in 2014?
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This is great for me! I could not afford health insurance before, but with the financial assistance and ban on denying coverage for pre-existing conditions, I will get insurance and may be able to get weight loss surgery for less!1
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Can’t complain! My new plan’s costs and coverage are similar to or better than they were before.12
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It is awful. I loved my plan before, and now have to switch surgeons or primary care doctors to comply with Obamacare.1
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It’s not the best for me personally because my premiums are increasing, but I think it will be good for the country.7
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It is good. Weight loss surgery was not covered under my previous plan, but it will be covered now.3
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I do not know if I like the changes or not. I can keep my doctor and other healthcare providers, but am not sure how the costs and services will change.5
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I do not like it. My premiums and co-pays increased and I am not going to get any benefits from the new system.14
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I don’t know, but I am going to going to find out as soon as possible by calling my employer, going to healthcare.gov or my own state’s health insurance exchange marketplace site, or calling my current insurance provider.1
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Recent Status Updates
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Oh yeah, something I wanted to rant about, a billing dispute that cropped up 3 months ago.· 0 replies
Surgery was in August of 2023. A bill shows up for over $7,000 in January. WTF? I asks myself. I know that I jumped through all of the insurance hoops and verified this and triple checked that, as did the surgeon's office. All was set, and I paid all of the known costs before surgery.
A looong story short, is that an assistant surgeon that was in the process of accepting money from my insurance company touched me while I was under anesthesia. That is what the bill was for. But hey, guess what? Some federal legislation was enacted last year to help patients out when they cannot consent to being touched by someone out of their insurance network. These types of bills fall under something called, "surprise billing," and you don't have to put up with it.
https://www.cms.gov/nosurprises
I had to make a lot of phone calls to both the surgeon's office and the insurance company and explain my rights and what the maximum out of pocket costs were that I could be liable for. Also had to remind them that it isn't my place to be taking care of all of this and that I was going to escalate things if they could not play nice with one another.
Quick ending is that I don't have to pay that $7,000+. Advocate, advocate, advocate for yourself no matter how long it takes and learn more about this law if you are ever hit with a surprise bill.
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Some days I feel like an infiltrator... I'm participating in society as a "thin" person. They have no idea that I haven't always been one of them! 🤣· 0 replies
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Thank you everyone for your well wishes! I totally forgot I wrote an update here... I'm one week post op today. I gained 15 lbs in water weight overnight because they had to give me tons of fluids to bring my BP up after surgery! I stayed one night in the hospital. Everything has been fine except I seem to have picked up a bug while I was there and I've been running a low grade fever, coughing, and a sore throat. So I've been hydrating well and sleeping a ton. So far the Covid tests are negative.· 0 replies
I haven't been able to advance my diet past purees. Everything I eat other than tofu makes me choke and feels like trying to swallow rocks. They warned me it would get worse before it gets better, so lets hope this is all normal. I have my follow up on Monday so we'll see. Living on shakes and soup again is not fun. I had enough of them the first time!! LOL
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Still purging all of the larger clothing. This morning, a shirt that I ADORED wearing ended up on top. Hard to let it go, but it was also hard to let go of those habits that also no longer serve my highest good. Onward and upward!· 0 replies
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Looking to connect with others who are also on the journey of better health. Post-Op Gastric Sleeve (4/11/24).· 0 replies
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