having gastric bypass in 5 months question to anyone?

[franuel 0]

do short term disability cover gb ? my bmi its 46 and severe sleep anea just planning the time ill be off from work

insurance does cover ( blue cross and blue hield of ill) please give me some answer worry a little,

[SoccerMomma73 1,867]

Depends on your policy....mine would cover yes, but I have to be out 4 weeks before my short term kicks in....I was back at work after 2 weeks

[Dorian 683]

I'm on short term for my RNY. Had a 7 day waiting period,, but am covered no problem.

[1HauteDiva 26]

You definitely need to talk to your HR person at work or whoever handles your insurance and disability policy at work. Some policies state that your disability will not kick in unless you're out more than a month. It all depends. Good luck!

[Kurstin 72]

My surgery was paid by BC/BC of IL also. But, my STD was through Mutual of Omaha and I have a 7 day waiting period after surgery date to start getting paid. As long as you have met their Pre-existing condition clause they would have to cover since it's a surgery that you are having, which is a medical condition. I had my surgeons office and employer fill out their forms and submit and I was approve for STD within a few days. They pretty much told me that since my Dr says that I'm having the surgery they have to pay me for STD since it's not work comp or anything like that. You shouldn't have any issues.

Surgery Date: May 2, 2013 - Amount Lost: 23lbs

[franuel 0]

My surgery was paid by BC/BC of IL also. But' date=' my STD was through Mutual of Omaha and I have a 7 day waiting period after surgery date to start getting paid. As long as you have met their Pre-existing condition clause they would have to cover since it's a surgery that you are having, which is a medical condition. I had my surgeons office and employer fill out their forms and submit and I was approve for STD within a few days. They pretty much told me that since my Dr says that I'm having the surgery they have to pay me for STD since it's not work comp or anything like that. You shouldn't have any issues.

Surgery Date: May 2, 2013 - Amount Lost: 23lbs[/quote']

thanks for your input

[franuel 0]

My surgery was paid by BC/BC of IL also. But' date=' my STD was through Mutual of Omaha and I have a 7 day waiting period after surgery date to start getting paid. As long as you have met their Pre-existing condition clause they would have to cover since it's a surgery that you are having, which is a medical condition. I had my surgeons office and employer fill out their forms and submit and I was approve for STD within a few days. They pretty much told me that since my Dr says that I'm having the surgery they have to pay me for STD since it's not work comp or anything like that. You shouldn't have any issues.

Surgery Date: May 2, 2013 - Amount Lost: 23lbs[/quote']

how long are you out?

[Kurstin 72]

how long are you out?

8 days. I just had surgery May 2nd.

Surgery Date: May 2, 2013 - Amount Lost: 23lbs

[franuel 0]

8 days. I just had surgery May 2nd.

Surgery Date: May 2' date=' 2013 - Amount Lost: 23lbs[/quote']

how many weeks you taking off?

[Kurstin 72]

how many weeks you taking off?

I'm taking the full 6 weeks that my Dr recommended. I'm feeling really good now. But, never hurts to have some time off if you can take it. 5 more weeks to relax! Haha

Surgery Date: May 2, 2013 - Amount Lost: 23lbs

[franuel 0]

I'm taking the full 6 weeks that my Dr recommended. I'm feeling really good now. But' date=' never hurts to have some time off if you can take it. 5 more weeks to relax! Haha

Surgery Date: May 2, 2013 - Amount Lost: 23lbs[/quote']

Keep me posted of your progress

[franuel 0]

Question when did day one started to meet criteria of 6 months when you seen doctor?

[Kurstin 72]

Question when did day one started to meet criteria of 6 months when you seen doctor?

Six months from my policy start date.

Surgery Date: May 2, 2013 - Amount Lost: 25lbs

[Kurstin 72]

What kind of policy you were using and if there is any clause that may hamper you' date=' better be in safer side, and concern an legal advisor.[/quote']

I just had a normal short term disability policy from my job. No clause. Just the 6 month pre ex which wasn't an issue because I had already had the policy for a while.

Surgery Date: May 2, 2013 - Amount Lost: 26lbs

[vablackrose 0]

.