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HELP! My insurance dropped me!

jasminem89

By jasminem89, in Insurance & Financing

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jasminem89    17

jasminem89
Posted

So my insurance dropped me( a very long story) and I completed everything I needed to complete ugh!!! Anyway, I need to know any insurance insurance companies y'all may have used and that won't deny me because if my weight!!! Please!! I need to have this surgery! Thanks in advance.

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jinxxy5    151

jinxxy5
Posted

How could your insurance drop you? Are you planning to purchase insurance on your own? If so, none of those plans will cover WLS. Without more info on the previous ins...hard to answer....Sorry you are going through this.

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fallingwhisper    187

fallingwhisper
Posted

My insurance dropped me last year, and I had to go back to the shitty company I worked for before with awesome insurance. I know how shitty you feel right now, so just keep looking for something better

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jasminem89    17

jasminem89
Posted

Well it has to do with payments they claim they didn't get and I had proof they did and did numerous appeals, still dropped me. That insurance was on my own and they covers it! The one with with job didn't, if that what you meant. Thanks

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Ms.Yvette    96

Ms.Yvette
Posted

I think Metro plus. What state are you in?

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jinxxy5    151

jinxxy5
Posted

Yes...wow! I've never seen one that did. But that may be the catch. I hope you can find another plan. Watch for exclusion criteria before signing up...good luck!

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jasminem89    17

jasminem89
Posted

I think Metro plus. What state are you in?

I stay in Texas

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Ms.Yvette    96

Ms.Yvette
Posted

I stay in Texas

Can you use the government issued insurance? http://www.tmhp.com/Pages/ClientEnglish/client_health_care.aspx

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ItsMe2033    143

ItsMe2033
Posted

You might be able to appeal being dropped with your state insurance coverage commission. It will be very difficult to find coverage that won't charge you a lot of money because of your weight. Next year the ACA will kick in and you should be able to find affordable insurance, but I don't know if it will cover WLS.

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jasminem89    17

jasminem89
Posted

You might be able to appeal being dropped with your state insurance coverage commission. It will be very difficult to find coverage that won't charge you a lot of money because of your weight. Next year the ACA will kick in and you should be able to find affordable insurance' date=' but I don't know if it will cover WLS.[/quote']

I can research that..I'm not really worried the cost its just geeting covered because of my weight.

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Ima Loser    197

Ima Loser
Posted

You need to talk to the state insurance commissioner... You have a grace period to pay and with proof of payment, the company really has no choice but to reinstate you... Without any details I can't give too much more info then that but I would definitely give a call to your state's dept of banking and insurance and find out your rights as a consumer.

BellaHugz reacted to this

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BellaHugz    331

BellaHugz
Posted

I agree with the previous poster " Imaloser" so get on it and fight for your self! What they are doing is not right.

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