I was wondering if anyone has United Healthcare jacksonville FL and how long does it take. I'm just starting everything now and was wondering how long I'm looking at. Also did you have to pay the rest of the amount the ins co did not cover right away?

Is this the Tricare based United Health or regular insurance?

Reg in. I think my plan is called UHC Choice

I have UHC insurance. There is a requirement for a 6 month weight loss program, monthly visits with your Primary Care Physician, with forms for your PCP to complete. I actually didn't really lose any weight (well I lost 15 lbs using Sensa then regained it). But that seemed to be okay. My BMI was only 34, but I have 3 documented co-morbidities. It took about 2 weeks to be approved.

My surgeon's office told me that it could possibly cost me $1250 in deductible and co-pays. But I didn't pay anything upfront. They said to wait until UHC made their payments, and see what was not paid. So far all I have paid is $15 each month for my PCP's co-pay, and the hospital has sent me a bill for $250 as my co-pay for the hospital stay. Everything else has been covered 100%.

Everyone's experience is different. It depends on your company's policy -- mine is REALLY good. But I have heard that some companies only pay 50% of the cost. Plus, I had bunch of tests before the surgery that covered my deductible and out of pocket expenses.

Best thing to do is call UHC. They were very nice answering my questions, and once I was approved they assigned a nurse advocate to me in case I needed help.

By the way, I didn't need help. I had NO complications, no real pain, no problems. 7 weeks out from surgery, 30 lbs down, co-morbidities resolved. Best thing I ever did! Good luck on your journey!

I have Uhc choice plus. My program has 6 month weight program. I am doing weight watchers. I have 2 dr visits to do as well