I am on the Choice Plus plan. $2500 deductible. I believe on this plan I have to come up with 20% after the deductible is met (it is this year).

I won't be able to get it done by the end of this year if I have to come up with 20% because I know it's an expensive surgery. But, I come up on my renewel here in about a week and I could upgrade to the Performance plan to get the $1000 deductible for next year but I don't know if it's worth upgrading to. I don't have a bunch of health problems. The only regular meds I'm on is birthcontrol and Metformin I was recently put on. I'd hate to have a bunch held out of my check for insurance I don't use a whole lot, you know?

Crud.

I guess I might have to put the tax return to good use...

Consider the fact that after banding the Metformin might be a thing of the past, weight loss will do that for you. Also consider, fills, follow-up appointments, I go every 3 months and have a panel of blood work done at that time. I also have my fills under flouro, that can be expensive. ~Mandy