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Rather annoyed at doctor and insurance
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I was told during this whole process that my insurance would cover my procedure. I was approved by insurance. Well, I was looking at my explanation of benefits and it turns out that is not the case! It is too late though. I was sleeved on feb 12th. My surgeon does have a contract with BCBS of Tx and that will be covered. But the part that won't? The endoscopy I had done in January. That doctor (of which I had no choice of and had no knowledge he doesn't have a contract with BCBS) is not going to be covered (4000). The doctors office also billed 2 generic appointments under that doctor instead of my surgeon (at 1000 a pop). I am super mad! The doctors office told me to calm down that the claims aren't final and they work with me. I expected to come out of this paying 1900 (which is my max out of pocket cost for in network). Now it looks like I will have to pay Double that since that is my out of pocket out of network cost. I am livid. I hoping they will appeal. Ok. Rant over.