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Insurance reversal



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I was banded April 11, 2012. I received an approval notice from Tricare Prime on March 17, 2012, my 38th birthday. Around August I start receiving cars from the doctor office and hospital reverifying my insurance information such as ID numbers. In September I was told as well as received letter stating my insurance company made an error. They were now reversing the charges. A whopping 47K with a 6K discount. Wtf/Wth. I don't have this kind of money.

Therefore at the end of October I declared bankrupt. Now my doctor refuses to see me.

Omg

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Wow! That is horrendous! I am stunned that they can reverse a decision after the fact. Yo made medical decisions based on their advice and now they expect you to wear a whopping great bill like that!!!

I am really sorry for your situation and hope you are able to get some resolution quickly.

Thank goodness the Australian healthcare system does not operate like this!

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Crazy!

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Wow I would sue them. I know that sounds harsh but if you have the approval letter and u got the surgery thinking you could afford it bc they told you they'd approve u.. It just doesn't seem right that they can do that.

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I don't understand... I have tricare prime and I thought it was pretty easy to get an approval from them. What was the problem... Why did they reverse? This makes me nervous considering I have the same insurance!

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That really sucks, can you try and argue your case and have the doctor justify the medical necessity of the surgery. this is crazy!

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I have Tricare Prime also and have just finished all the steps today and now starts the waiting process to see if I am approved. What were their reasons for reversing the decision? I agree I think I would sue them- you have the approval letter and then they change their mind 5 months after the procedure.

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Depressed fat and don't know what else to do about tricare

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Well today I attempted to transfer to another doctor in Jackson. She refused to accept me because she is also apart of the same center but has another practice. I found another doctor in Hattiesburg, MS; roughly an 1.5 hour south of me. It will cost me more but I need a doctor to monitor me.

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I'm in Hattiesburg and Dr Donald is my doc! He's AWESOME! I also deal with insurance and I know tricare can reverse for lots of reasons. I'm sure you've checked all this since you decided to declare bankruptcy.... Make sure they have you right in that system not just the Humana system.

Ready to change my life!

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Thank you, glad to meet a patient of the doctor.

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I'm in Hattiesburg and Dr Donald is my doc! He's AWESOME! I also deal with insurance and I know tricare can reverse for lots of reasons. I'm sure you've checked all this since you decided to declare bankruptcy.... Make sure they have you right in that system not just the Humana system.

Ready to change my life!

Well it seems as if I ready for new doc... Partial records have been transferred; hopefully I will be ready for my first visit; first of February

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I am not a litigious person, but I would pursue legal action. Find yourself an attorney that specializes in medical issues and takes your case on the contingency that he only gets paid if you win (sue for court costs too, of course).

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ya'll....you cant sue Tricare, its the government

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Military members can't sue but dependents can...with that said, it would definitely be a long, tough road ahead suing the government...So glad you are on your way to having a new doctor.....I wish you well!

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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