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BCBS of TX.....HELP!!
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So I finally decide that getting banded is the best possible thing for me now. I have been diagnosed with Apnea, I am well in the severe range on my BMI. However I have BCBS of TX. They have strong stipulations on the approval process. I have the 5 year history of being over weight. But they also want 12 months of a documented lo-cal diet and exercise program initiated by my PCP.
My question I guess would be does anyone know of a work around for this or am I going to have to wait another 12 months to get banded!?
At this point I am so fustrated, I have been denied already once due to "Not having enough medical info". I am seriously considering quiting my job of 6 years and paying high insurance prices and not getting anything out of it, just to apply for Medicare.
In the last 6 years I have paid well or $70,000 in insurace and seriously have used it maybe 10 times. Why is this so difficult?????
Is there any hope at all for a work around. There seems to be some people on here with knowledge of working the system, just thought I would put this out there to see what I can do to fight this.
Buddy Lee:help: