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Insurance Approved, Now after Lapband Cigna will not pay
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Received Precertification letter from Cigna with approval code stating that surgery was medically necessary and a covered benefit on 10/12/10. Had lapband surgery on 10/27. Now I'm in the 2nd appeal stage to get Cigna to pay my surgeon and hospital bills ($17,000 worth!!). How in the world can this be possible? Does anyone know what my next step should be if the 2nd appeal is denied? Has anyone ever had this happen to them. Should I hire a lawyer?