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Cost With Insurance

I was just wondering about how much people with insurance are paying out of pocket. I have spent a lot of time research the Lap Band and decided which doctor I wanted to proceed with. I attended a seminar recently where they provided an anticipated expense form. It was $1900 - $400 for psychological evaluation, $500 for program fee, and $1,000 for three year after care (includes dietician, exercise program, and year member to Curves for women). I knew that in addition I would have a $1,000 "access" fee from my insurance. To me that adds up to $2,900. My hubby and I were ready for that :thumbup:. So I get to my first appointment and they provide me a detailed break-out and there is an additional almost $5K for an non-network 2nd doctor. :ohmy: I made the comment that it was weird that he was out of network. It was then explained that he didn't except any insurance:glare:. So the $2,900 is now over $8,000 with miscellanous fees.

My health is so worth it but I'm wondering if I should be looking around a little more. There is another doctor in our area (at Scottsdale Bariatric) that has been highly recommended. On the other hand fees like this might be normal. If you don't mind could you please share a rough estimate of what your surgery cost/will cost?

Thank you so much!

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I'm guessing I have great insurance. I paid co-pays of $15 for my intial visit to my PCP, $20 for the psychatrist, $20 for the nutritionist, and $20 to see the surgeon, then $15 for the surgical ok from my PCP. All testing was covered by my policy and my surgery and hospital stay have no copay since I will be admitted and stay the night. So far it is looking like $90 total. My guess is that I may hav eto pay the $20 co-pays for the fills ?

What insurance do you have? And is it the norm to actually be admitted and stay overnight for the lapband? I was told it would be an outpatient procedure at my hospital.

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