I guess I didn't really care - I just knew I didn't want to be fat anymore.
I lost over 200 lbs, and this is what I looked like (I have since had plastic surgery - but this picture was taken BEFORE plastic surgery). For me (and many of us), the excess skin was easy to hide. I just wore 3/4 length (or longer) sleeves and slightly oversized, long-ish tops. Ta da! No more loose skin. Although you're right - you and your husband will know it's there, even if no one else does. I didn't like my loose skin, but on the other hand, I would have taken it any day of the week over being morbidly obese again. I don't know how old you are, how overweight you are, or how long you've been overweight, because all those play a role in how much loose skin you'll end up with. Some people really don't have all that much. I'm probably worst case scenario.