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Insurance company does approval through a third party?
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My insurance is MedCost, but it is managed by a cooperative benefits organization (my husband works for a co-op). They use a third party company to handle specialized care (wls, infertility, cancer, etc) and the third party company determines if your case warrants surgery or not. After they make a determination they send a letter to the insurance company telling them their findings.
I'm not sure what happens after that, if the insurance company does any further review or if they just accept the decision of the third party company.
Has anyone else had to go through something like this?
Thanks,
Tammy