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what insurance co's pay for the band?

My hopefully-soon-to-be band doctor suggested I switch insurance companies since I have blue cross blue shield and they don't cover it. can you guys tell me what insurance you have and how easy/hard it was to get it covered and what the pre-reqs were. thanks

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As this is open season for Federal Employees, I have been considering which insurance to select in large part based on their willingness to do LapBand.

I currently have Mail Handlers and spoke with a nurse who sent me their checklist - they do cover this procedure. The difficulty she indicated is "documentating that the patient has failed to loose weight (10% from baseline) or has regained weight after participating in a 3 month physician supervised multi-discipinary program within the last 6 months" .

GEHA also covers this procedure but requires documenting failure to lower BMI after a 6 month medically supervised program of weight loss.

The point is that they (FEHB providors) are now covering this procedure but it will require navigating their process which can be daunting.

does anyone have CDPHP ??? i live in NY and i have cdphp but im not sure if it covers for lap band surgery if anyone knows please reply

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