I am just starting this journey, and while I have UHC, I don't have high hopes for approval. I have a BMI of 35.6 with arthritis, asthma (is that a co-morbity?), borderline hypertension, and possible sleep apnea.

I'm trying to consider what my possibilities may be if insurance is denied, however DH and I have a bankruptcy that was discharged in 2005. I saw that someone else had success with medicredit, but they do not appear to be taking new applications at this time. Anyone else with a bankruptcy had success with financing their band?

(My last resort option will be to wait until next year and use a combination of flexible spending account and 401k loan, but I am hoping to do this sooner rather than later...)

Thanks all!

I am just starting this journey, and while I have UHC, I don't have high hopes for approval. I have a BMI of 35.6 with arthritis, asthma (is that a co-morbity?), borderline hypertension, and possible sleep apnea.

I say pray for sleep apnea. Neither arthritis, nor asthma will count. Hypertension does, but some insurance companies want it to be not controlled by medicine. If yours is borderline, then it probably could easily be controlled by medicine and won't be counted. UHC was vague about whether they'd count mine when I was looking into them.

Can't help you on the bankruptcy issue. Sorry.

I am financing my surgery and I applied for credit through Care Credit. It was quick and easy, all done on line and approval was instant. www.carecredit.com

Good luck :embaressed_smile: