I have United Healthcare. I am hoping to get surgery approval. My question for others with UHC is if the surgery is covered, are the fills covered? If not, how much should I expect to pay for these? I have the HMO, so all of my normal doctor visits and such are on a co-pay system. For example, for maternity, it costs $100 for the hospital stay and $15 for the first OB/GYN visit...that's it. I think it is pretty good insurance, so I'm hoping everything will be covered. I would appreciate hearing about anyone elses experiences with UHC or similar insurance plans. Thanks in advance.

I have UHC, and my fills are covered. I just pay a co-pay.

I just have to say that I wish my fills were covered by insurance! My Dr covers the first three months, but seeing as how you can't get a fill until 6 weeks, he basically covers the first fill. After that, I'm self-pay for my fills because my insurance that actually covered the surgery, doesn't cover this integral part of the surgery, the part that actually makes it work! Good luck, I hope your insurance company does cover it!

I have UHC, and my doctor said that the fills are covered for the first year only, then it would be self pay. Now if I could only get UHC to approve, have been denied twice now

This is another thing that tends to vary. Plus it really depends on how the office codes the fill. One surgeon I looked at codes fills as a simple office visit so it's pretty much always covered.

I pay a copay with UHC.

I have Cigna and am still awaiting approval but, my doctors office includes 4 fills in the surgery price and my insurance covers fills so I guess I am pretty lucky. Now only if my pre-approval happens fast I will really feel lucky.