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Believe it or not I rushed into this

It's taken me almost a year and a half of work but it's over at least. This...meaning insurance approval with Cigna. I was Denied because I was shy a 40 BMI by 10 -12 pounds when I submitted everything they were looking for I jumped thru every hoop and paid out every last cent to docs. etc. but I should have know (and not listen to people on this site that said Cigna does cover with no co mobidities - NOT TRUE) they clearly state that they do not cover those under a 40 BMI unless you have grave illness that don't respond to meds.. Not only that but they will not approve any claim even related to this one in the future. Meaning if I gain 10 pounds in the next year.even if I maintain that for a year and..easy to do at my age...they won't even consider it.

My fear is of dying of a heart attack like my twin sister did of obesity last year. My chest is so huge it strangles me at night and causes sleep apnea that doesn't appear on the "test" ...another few hundred bucks there.

My warning to those seeking insurance approval with CIGNA....if you're not starting out with a 40 BMI save your money until you are or get a loan unless you can clearly prove a comobidity.

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kfgates, if you're going the insurance route did you ask them if it's covered before starting all this? If you're going to be self pay then there's probably no reason for the 6 month diet.

Oscar

I contacted Cigna first. Yes they do pay for it, but like most there are criteria. BMI of 40, or BMI of 35 with a co-mobidity. Without Insurance I would not be able to have the procedure....I have two small children and just could not bring myself to spend that kind of money on myself. I can't even imagine how much something like this would cost...and Mexico is out of the question...lol. Kimberly

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Hey KF:

I'd hate to see you go through the same dissapointment and hassle I went through for a year with my Cigna policy. I had the same situation as you same BMI and same co mobities and they declined me twice due to BMI being under 40 and or not having 1. High Blood Pressure - not controlled by meds 2. Diabetes - not.. 3. sleep Apnea those are the 3 cos they like best.

I too thought MX was out of the question until I fully researched it and was surprised to find out how much more experienced the docs are and treatment is superior to the states. THat does not apply to all the MX LB surgeons of course.

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