Do any of you have BCBS of NC for State Employees? Could you please tell me the good, the bad, and the ugly stories of getting approval or denial.

Hi Smiley!!!

I don't have BCBS state, but I do have BCBS of NC (Blue Options), and I was approved in 4 days. My policy I had to have a BMI over 40 for 5 cons. years documented with medical records, or I think that you can have a lower BMI with co-morb. for 4 of the last 5 years. I am really not sure, but you can call the insurance and they will tell you the guidelines for your specific policy. Also, my surgeon is a CENTER OF EXCELLANCE, and I think that they have a easier time getting it approved.....

I hope I helped, but call your insurance they are really helpful....

3/27/08--BAND DAY