A Good Insurance?

[frust8 963]

In reading submissions from my bari-friends I have seen troubles with BCBS,United Health, Tricare, Blue Care Network, Medicare and Medicaid administered by state goverments. Are there any insurance entities in the US who treat patients in a kind, compassionate and decent manner or is that too much to ask of insurance-dom?
Sent from my VS880PP using BariatricPal mobile app

[Sleeve1stFitNext 924]

Honestly, it all depends on your insurance plan, state and benefits. Some plans are relaxed and easy while others are strict and difficult.

I have United Healthcare through my Job in NYC. Due to my employer, my plan is very easy to navigate and what is covered. I do not have any issues with them and getting approval for any type of surgery.

Actually I reached out (just to see the process) for a panniculectomy and received pre-approval. I do not have a weight goal that I have to reach. I just have to wait 6 months from my surgery date to get it.

I call them all the time to inquire about information and they are always so kind and compassionate to me.

[newmebithebypass 713]

I have care first blue choice open access in Maryland and yes i need 6 months but as long as i go to my meetings and get my psych eval i get my surgery paid for after i pay my like 200 dollar copay my insurance is amazing maryland is a great state and ive never had an issue with coverage

Sent from my LGLS676 using BariatricPal mobile app

[frust8 963]

Thank you, like the Phil Collins song I thought I was living in The Land of Confusion.

Sent from my VS880PP using BariatricPal mobile app

[Creekimp13 5,841]

I had exceptional luck with Blue Cross Blue Shield of Michigan. Very fast approval, bills paid quick, reasonable copays.

[kara2010 0]

I had exceptional luck with Blue Cross Blue Shield of Michigan. Very fast approval, bills paid quick, reasonable copays.

This is so good to hear. I have the same insurance .. They waive the 6 months if bmi is greater tha. 50 and mine is.. Did u have to do 6 months?

Sent from my LGMS210 using BariatricPal mobile app

[istytehcrawk 256]

I have Health Alliance through the Illinois Marketplace, and it has been a dream so far. First letter approval and very friendly and helpful when I've called with questions or with the one issue I had (dietitian was supposed to be pre-authorized with the surgery but wasn't, so I got a charge for it even though it should have been free, and they fixed it right away).

[Bryn910 519]

On 3/10/2018 at 10:04 AM, newmebithebypass said:

I have care first blue choice open access in Maryland and yes i need 6 months but as long as i go to my meetings and get my psych eval i get my surgery paid for after i pay my like 200 dollar copay my insurance is amazing maryland is a great state and ive never had an issue with coverage

Sent from my LGLS676 using BariatricPal mobile app

This! I have had VSG under Aetna in Maryland and now I am having RNY under Kaiser mid-Atlantic in Maryland. For the Aetna I only needed 3 months before being approved & with Kaiser it seems like anyone is approved as long as you follow their 6 month program to a tee!

But I never had to directly deal with the insurance companies. Have had everything handled bu docs, nurses/program coordinators. All of whom have been extremely helpful.

Hope you find luck with your insurance company