I am just starting the process. Seminar Oct 5. I have UMR insurance, anyone have experience with that? How long was the process and what were the requirements for UMR? Also wondering, I have a BMI of 40.5 if they make me loose weight before will that affect my approval since insurance requires a BMI of 40 or higher.

Sent from my iPhone using the BariatricPal App

Edited September 16, 20169 yr by hotmamma1979

It is my understanding that most insurances use the weight at your first check-in.

Thanks that is what I had hoped for!

Sent from my iPhone using the BariatricPal App

But you could be the unlucky one who gets turned down because you lost down to BMI of 39. Don't take that chance. Keep your BMI at 40 or higher until you get approved.

Insurance companies are staffed by human beings. They want to save money not spend it. Don't risk it.

My insurance used my last weight at the time it was submitted for approval. Just wanted you to know it was a possiblility.

Sent from my SAMSUNG-SM-T377A using the BariatricPal App

Also if you have a comorbidity (high blood pressure/diabetes/others) you can have a bmi of 35

Sent from my iPhone using the BariatricPal App