Hi I'm just wondering if anyone ever got a policy that excludes weight loss to cover their surgery after an appeal? I'm so upset was in my 4th month of 6 supervised diets and my fiancé lost his job so there goes my coverage, my job actually excludes weight loss, And I was just wondering if anyone has ever gotten their ins to cover it after and appeal are something even though it was an exclusion, my advocate thinks I should go ahead and finish the six months in case I get coverage again, but I was thinking about finishing it and then appeal through my ins, so was just curious, thanks in advance!

Sorry to hear about your situation but it's an exclusion so you won't have a chance to appeal because it's not a benifit on your policy. Many employers optout of the coverage (if state law allows) to save money, I think a lot of insurance companies put the enclosing in with out the employer relizing it. Some doctors offer a substantial discount if you have a hernia that's needs requires surgery or look into the Mexico option. Another option is to see if any policies on the health care exchange offer coverage.

Okay thanks a lot for your response

Confirm what that means for weight loss to be excluded. I read a policy that indicate weight loss programs were excluded but not Bariatric Surgery. You may want to talk with your plan administrator. I would go through with the visits - as they should count even if you get a new plan next year.