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Self pay and could cry over the amount, couple of questions

mmorris4

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mmorris4    14

mmorris4
Posted

One more question for self-payers in the states. Did you have to pay in full prior to surgery?

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MaryinNOLA    8

MaryinNOLA
Posted

Yes, 100% had to be paid in full. In fact, the surgeon wouldn't even schedule it until I paid her fee. Then I had to pay all hospital fees a few days before surgery at my pre-op appointment.

The surgeon's office offered financing but I personally thought the interest rates and fees were ridiculous. I decided to pay half up front and apply for an 36 month interest free credit card for the balance. So I have 3 years to pay off that Visa card without having to pay interest.

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mmorris4    14

mmorris4
Posted

Self pay in Birmingham al was 14k

Did this include EVERYTHING. Hospital, anesthesiologist? Did you have to prepay 100% before the surgery?

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mmorris4    14

mmorris4
Posted

Yes, 100% had to be paid in full. In fact, the surgeon wouldn't even schedule it until I paid her fee. Then I had to pay all hospital fees a few days before surgery at my pre-op appointment.

The surgeon's office offered financing but I personally thought the interest rates and fees were ridiculous. I decided to pay half up front and apply for an 36 month interest free credit card for the balance. So I have 3 years to pay off that Visa card without having to pay interest.

Which credit card did you find for 36 interest free?

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JapGirl    229

JapGirl
Posted

Hello

We have united health care but weightless surgery is NOT covered. I have a hiatal hernia that will be fixed during my sleeve surgery. I was hoping that a bulk of the cost of surgery would be covered by my insurance now due to the hernia, ie-hostpial stay and anesthesiologist (2 huge expenses). I went today for another dr appt and they informed me that i have to pay $26,000 which is the cost of the sleeve and that includes the hospital stay and anesthesiologist. AND it has to be paid in full prior to surgery (set for april). I guess i just don't understand why the things my insurance WILL cover can't be deducted from the $26K, the office couldn't give me a answer which was really frustrating. My insurance company HAS paid for all my tests (minus my deductible). I hope this makes sense. SO, one of my questions is, how much was everyones surgery for self pay? This just seems like an awful lot.

I went the "hiatal hernia route" with doctor Roshek from the Nicholson clinic out of Dallas texas. I traveled from nashville.

My insurance covers both the hernia and bariatric surgery. BUT I'm lower bmi so I couldn't qualify under conventional means.

The Nicholson clinic billed my insurance for the cost of the hernia repair and I paid out of pocket for the sleeve itself. It ended up costing about $5k not including flight and hotel. You should look into it.

I started the process at the beginning of January and was sleeved this past tuesday, so about 2 months or so from start to finish. If you'd like you can message me :)

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mmorris4    14

mmorris4
Posted

@@JapGirl can you please email me michelemorris1998@yahoo.com That is EXACTLY what i was hoping my dr. could do. The only difference is my insurance doesn't cover any wls but they will cover the hernia surgery.

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AnnetteMcM    21

AnnetteMcM
Posted

I'm self pay. I was going to use a Dr in Oklahoma City for 10k, but after a lot of research I chose Dr Z in Tiajuana MX through Bariatricpal. 4400. That includes my transportation, 2 nights in the hospital and 2 nights in the recovery house for me and my companion. Even with my airfare, first class for room and comfort, my total is less the 6500. Also, I was able to immediate book. My surgery is in 2 weeks, but that was due to my schedule.

Sent from my SM-G900T using the BariatricPal App

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JapGirl    229

JapGirl
Posted

@@JapGirl can you please email me michelemorris1998@yahoo.com That is EXACTLY what i was hoping my dr. could do. The only difference is my insurance doesn't cover any wls but they will cover the hernia surgery.

Yes I will give me a bit. I gotta get the kids ready for school :)

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Blue1213    122

Blue1213
Posted

I had surgery in the Houston area. Self pay was originally going to be $15k but because I had a hernia repaired my insurance picked up some of the hospital and anesthesia cost. So I paid upfront about $9,000. I paid the surgeon, hospital and anesthesiologist all separate and that was the total

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Nurse_Lenora    903

Nurse_Lenora
Posted

I sent you a Pm [emoji4]

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Terri Lynn1383837796    139

Terri Lynn1383837796
Posted

I was a self pay at $9800 in Louisiana...

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lindseymb    6

lindseymb
Posted (edited)

Self pay in Birmingham al was 14k

That did not include 300 for nutritionist and physical fitness coach and 130 for pre op diet. I am not sure about pre op testing like ekg and egd but yes that's doc, hospital, and anesthesiologist. I was insurance paid but they are very up

Front about what self pay cost

Did this include EVERYTHING. Hospital, anesthesiologist? Did you have to prepay 100% before the surgery?

Edited by lindseymb

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MxKitty    93

MxKitty
Posted

Hello

We have united health care but weightless surgery is NOT covered. I have a hiatal hernia that will be fixed during my sleeve surgery. I was hoping that a bulk of the cost of surgery would be covered by my insurance now due to the hernia, ie-hostpial stay and anesthesiologist (2 huge expenses). I went today for another dr appt and they informed me that i have to pay $26,000 which is the cost of the sleeve and that includes the hospital stay and anesthesiologist. AND it has to be paid in full prior to surgery (set for april). I guess i just don't understand why the things my insurance WILL cover can't be deducted from the $26K, the office couldn't give me a answer which was really frustrating. My insurance company HAS paid for all my tests (minus my deductible). I hope this makes sense. SO, one of my questions is, how much was everyones surgery for self pay? This just seems like an awful lot.

STLBariatrics has a deal going I believe its $11,111 for the sleeve procedure that's supposed to be all inclusive. Dr. Snow operates out of Jefferson Mercy Hospital in Festus, MO

Here's what they posted on Facebook Feb. 22nd. post-284868-14567981355507_thumb.jpg

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Go To Topic Listing PRE-Operation Weight Loss Surgery Q&A

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    • LeighaTR

      LeighaTR

      I am new here today... and only two weeks out from my sleeve surgery on the 23rd. I am amazed I have kept my calories down to 467 today so far... that leaves me almost 750 left for dinner and maybe a snack. This is going to be tough for two weeks... but I have to believe I can do it!
      · 0 replies
      1. This update has no replies.
    • Doughgurl

      Doughgurl

      Hey everyone. I'm new here so I thought I should introduce myself. I am 53y/o and am scheduled for Gastric Bypass on June 25th, 2025. I'm located in San Antonio, Texas. I will be having my surgery in Tiajuana Mexico. I've wanted this for years, but I always had insurance where bariatric procedures were excluded. Finally I am able to afford to pay out of pocket.  I can't wait to get started, and I hope I'm prepared for the initial period of "hell". I know what I have signed up for, but I'm sure the good to come will out way the temporary period of discomfort and feelings of regret. I'd love to find people to talk to who have been through the same procedure or experience before. So I look forward to meeting you all. Hope you have a great week!
      · 1 reply
      1. Selina333

        Selina333

        I'm so happy for you! You are about to change your life. I was so glad to get the sleeve done in Dec. I didn't have feelings of regret overall. And I'm down almost 60 lbs. I do feel a little sad at restaurants. I can barely eat half a kid's meal. I get adults meals often because kid ones don't have the same offerings at times. Then I feel obligated to eat on that until it's gone and that can be days. So the restaurant thing isn't great for me. All the rest is fine by me! I love feeling full with very little. I do wish I could drink when eating. And will sip at the end. Just a strong habit to stop. But I'm working on it! You will do fine! Just keep focused on your desire to be different. Not better or worse. But different. I am happy both ways but my low back doesn't like me that heavy. So I listened (also my feet!). LOL! Update us on your journey! I'm not far from you. I'm in Houston. Good luck and I hope it all goes smoothly! Would love to see pics of the town you go to for this. I've never been there. Neat you will be traveling for this! Enjoy the journey. Take it one day at a time. Sometimes a few hours at a time. Follow all recommendations as best you can. 💗

    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. LeighaTR

        LeighaTR

        I hope your surgery on Wednesday goes well. You will be able to do all sorts of new things as you find your new normal after surgery. I don't know this from experience yet, but I am seeing a lot of positive things from people who have had it done. Best of luck!

    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.

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