Has anyone been denied by their insurance for a lack of showing effort during the pre-op phase?

I am about a month away from being submitted for insurance approval. My doctor told me that although I have met the requirements for the weight loss (5%), losing only the 5% over the course of 10 months shows very little lifestyle change and it will probably be denied. I understand what he's saying, and I guess I did drop the ball on this one. But I've been waiting a year and I will be crushed if this is denied. If the insurance company wanted more of a loss, why don't they require it? I don't want to make excuses, this is entirely my fault. I didn't fix what causes me to eat. But I still want a chance at a life!!!

My husband and I are both going through all the hoops required for bariatric surgery. During all this time, nobody has said we actually needed to lose any weight and they also do not present op diets. I have gained weight as a result of getting my band unfilled a few months . Ugh!

Edited April 10, 201610 yr by SusanB55