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Horizon NJ Health BCBS ..Really a 12 month wait?
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Called my insurance ( after reading a BUNCH of forums on here ) and of course she read the manual to me like a zombie. I was told I had to complete a 12 month nutrional program . I have read in these forums that is not the case. All I have to do is go to my PCP, get a referral, medical clearance, psych eval, blood work, see a nutritionist, meet my dr/surgeon, process my claim and schedule a surgery date. What was your experience ? Also, she told me all surgeons are south jersey ( I'm central) any advice, tips, anything is helpful ! Thank you !