How Does the Affordable Care Act (“Obamacare”) Affect You?
How Does the Affordable Care Act (“Obamacare”) Affect You?
43 members have voted
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1. The health care you receive and how you pay for it are critical issues for you if you are an obese patient, a weight loss surgery patient, or a potential patient. How will you be affected when the Affordable Care Act (Obamacare) come into effect in 2014?
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This is great for me! I could not afford health insurance before, but with the financial assistance and ban on denying coverage for pre-existing conditions, I will get insurance and may be able to get weight loss surgery for less!1
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Can’t complain! My new plan’s costs and coverage are similar to or better than they were before.12
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It is awful. I loved my plan before, and now have to switch surgeons or primary care doctors to comply with Obamacare.1
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It’s not the best for me personally because my premiums are increasing, but I think it will be good for the country.7
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It is good. Weight loss surgery was not covered under my previous plan, but it will be covered now.3
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I do not know if I like the changes or not. I can keep my doctor and other healthcare providers, but am not sure how the costs and services will change.5
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I do not like it. My premiums and co-pays increased and I am not going to get any benefits from the new system.14
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I don’t know, but I am going to going to find out as soon as possible by calling my employer, going to healthcare.gov or my own state’s health insurance exchange marketplace site, or calling my current insurance provider.1
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Recent Status Updates
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April Surgery· 0 replies
Am I the only struggling to get weight down. I started with weight of 297 and now im 280 but seem to not lose more weight. My nutrtionist told me not to worry about the pounds because I might still be losing inches. However, I do not really see much of a difference is this happen to any of you, if so any tips?
Thanks
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Well recovering from gallbladder removal was a lot like recovering from the modified duodenal switch surgery, twice in 4 months yay 🥳😭. I'm having to battle cravings for everything i shouldn't have, on top of trying to figure out what happens after i eat something. Sigh, let me fast forward a couple of months when everyday isn't a constant battle and i can function like a normal person again! 😞· 0 replies
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Iʻm roughly 6 weeks post-op this morning and have begun to feel like a normal human, with a normal human body again. I started introducing solid foods and pill forms of medications/supplements a couple of weeks ago and it's really amazing to eat meals with my family again, despite the fact that my portions are so much smaller than theirs.· 0 replies
I live on the island of Oʻahu and spend a lot of time in the water- for exercise, for play, and for spiritual & mental health. The day I had my month out appointment with my surgeon, I packed all my gear in my truck, anticipating his permission to get back in the ocean. The minute I walked out of that hospital I drove straight to the shore and got in that water. Hallelujah! My appointment was at 10 am. I didn't get home until after 5 pm.
I'm down 31 pounds since the day of surgery and 47 since my pre-op diet began, with that typical week long stall occurring at three weeks. I'm really starting to see some changes lately- some of my clothing is too big, some fits again. The most drastic changes I notice however are in my face. I've also noticed my endurance and flexibility increasing. I was really starting to be held up physically, and I'm so grateful that I'm seeing that turn around in such short order.
My general disposition lately is hopeful and motivated. The only thing that bugs me on a daily basis still is the way those supplements make my house smell. So stink! But I just bought a smell proof bag online that other people use to put their pot in. My house doesn't stink anymore.
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Oh yeah, something I wanted to rant about, a billing dispute that cropped up 3 months ago.· 0 replies
Surgery was in August of 2023. A bill shows up for over $7,000 in January. WTF? I asks myself. I know that I jumped through all of the insurance hoops and verified this and triple checked that, as did the surgeon's office. All was set, and I paid all of the known costs before surgery.
A looong story short, is that an assistant surgeon that was in the process of accepting money from my insurance company touched me while I was under anesthesia. That is what the bill was for. But hey, guess what? Some federal legislation was enacted last year to help patients out when they cannot consent to being touched by someone out of their insurance network. These types of bills fall under something called, "surprise billing," and you don't have to put up with it.
https://www.cms.gov/nosurprises
I had to make a lot of phone calls to both the surgeon's office and the insurance company and explain my rights and what the maximum out of pocket costs were that I could be liable for. Also had to remind them that it isn't my place to be taking care of all of this and that I was going to escalate things if they could not play nice with one another.
Quick ending is that I don't have to pay that $7,000+. Advocate, advocate, advocate for yourself no matter how long it takes and learn more about this law if you are ever hit with a surprise bill.
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