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what if options does one have if insurance won't cover bypass

I went to dr and my bmi is 50.7 he put in for referral also attended a bypass seminar. got great info so I called my insurance and they said any weightloss programs I choose are out of pocket. They read me a long list which basically says no matter what my doctor says even life threathing its not covered

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    Well, I paid out of pocket. My insurance covered 4K and I covered 12k. I had to pay it all up-front. So I guess, private pay.

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    Most hospitals have a payment plan. You need to talk with your surgeon or hospital about it

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