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Anyone Please! Have any of you financed?

Hi all,

I would really like to know if any one on these boards have gotten financed totally for their LBS by one of the Mexican finance companies? Not by CC or refinancing their homes, etc. I need an uplift to my stressing about it. I am waiting to hear back from Citerra Financial(Geramin) on getting financed for surgery with Dr. Ortiz with a co-signer. My credit is horrible, but my co-signer's is good, so I hope they take into consideration the income. I emailed Lori from Dr. Ortiz office and she said if anyone can get you financed then Geramin can, but then she said most of the time. Not very comforting...ya know?

I am so ready for this surgery and have learned so much about Dr. Ortiz and Lap banding. I just want to be good to go! :rose:

Thanks to all who reply,

Judy

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I have not, and no one comes to mind. Sorry. :rose: But that doesn't mean it hasn't happened. Have you called them and asked about the status of your application?

I had surgery with Dr. Arturo Rodriguez in Monterrey, MX and I financed it. I made my application with MediCredit and was accepted. My credit score was decent, but it is hard to prove my income because I am self employed as a Realtor, and they were willing to accept my commission check stubs in place of paychecks or tax records. I received my approval in less than 24hrs. I liked medicredit because it was 1 year same as cash, or 12% interest if I paid over 3 years.

Here's the link to their site: www.medicredit.com

  • 2 weeks later...

Judy...have you heard anything yet? My credit like yours sucks and am trying to find somewhere to try that might accept me. Does anyone know if there are any of the Drs that will finance it themselves and let you pay them with some money down and then making payments to them?

  • Author

Nope...Sorry Teresa, I haven't gotten anywhere with financing. I tried with MedProva and got denied even with my Mom having decent credit, but she is retired and widowed, so with her social security and pension, she doesn't make enough.

I wrote a nice long letter to my Uncle who has quite a bit of money stored away and so on and I was called last night and he is totally against this surgery because of my past and present health problems. He thinks that I would fail Healthwise even more with the lap band. Ugh! Not sure what to do next.

Will keep you posted.

Peace,

Judy

  • 1 year later...

Hello Everyone,

Try Applying through MedChoice Financial

online at Medical Resource Partners

Multiple lenders through Prime & Sub-Prime programs. We simply approve more patient loans than anybody else.

Apply at 800-358-8980 option 1, Provider Code #3853 for Dr. Ariel Ortiz

Any questions, Al Cervantes 800-358-8980 x 206.

  • 3 months later...

Hi, Al

Thanks for your info, If I want to have surgery with another doctor, you gave a name Dr. Ariel Ortiz, so you work for a doctor or for MedChoice, do I have to go with someone else if I want another surgeon, I was thinking someone in Monterrey, cause I have been there.

Thanks

Hi, Al

Thanks for your info, If I want to have surgery with another doctor, you gave a name Dr. Ariel Ortiz, so you work for a doctor or for MedChoice, do I have to go with someone else if I want another surgeon, I was thinking someone in Monterrey, cause I have been there.

Thanks

Hello,

Yes we do work with Dr. Ortiz as well as many others in Monterrey Mexico. As always, it is up to you to choose your Doctor then we would help out on the financing end. If by some reason, your provider is not enrolled with us, we can quickly enroll the practice.

If you have any questions, please feel free to call 800-358-8980 x 206.

Medical Resource Partners to apply online.

email at al@medchoicefinancial.com

Thank you,

Al

I got a medical loan through Capital One. I chose them because I already had a Capital One card and had a history with them. I was approved in less than 10 minutes, but my credit is pretty good.

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