Hospital stay costs

[beauty29 72]

I have UHC plus. I just got my date a few ago for Oct 3. My benefit is 10k max. That does not cover hospital stay. How much did you guys have to pay total for 1 night and what was the minimum you had to pay before surgery?? Please help just a little nervous. Nothing is to big for God.

[marfar7 1,528]

I found out before surgery that because I cancelled my Medicare Part B a couple years ago (paid $110 a month for something I had never once used. It's the drs office portion and I'm a disabled vet so I use the VA clinic facilities) that I would have to cover the entire drs charges. They dropped them to cash pay amt ($5400) and my wonderful in laws lended us the money. They wanted to see me get my failed band out and recover. Thats all I paid prior.

Just received the hospital bills the other day (I'm 7 1/2 weeks out) and it was $26,000! Wow. If I had paid cash, it woulda been $12,000. But they charged Medicare $26,000. And thats just the hospital (room, surgical room, anesthesia, meds, labs, radiology) not including the drs charges. If I'd paid cash, I coulda gotten the whole thing for less than$18,000. If my drs charges were billed to medicare too, I'm sure they woulda been astronomical too.

Thank God I only have to pay $1200 of the $26,000. Not sure where they get that number, as I'm sposed to pay 10% but I'm not gunna argue with their math.

I've already arranged $150 a month payments with them. We pay my in laws $250 a month so this surgery is costing us $400.00 a month. Can't wait till they're paid off, the it'll seem like "extra" money!

[marfar7 1,528]

Oh, and my stay was 2 days. not sure what the difference woulda been if I had stayed just 1 nite...

[MNMema 82]

I don't have a date yet but have been getting all of my ducks in a row beforehand. I'm totally a self pay and have my numbers for surgeon, anesthesia, nurse anesthetist, and hospital.

I have been told that the hospital, based on a 1.1 day stay will be approx. $13,500. I also think a lot has to do with where you live. Medical costs vary all over the country.

Hope this helped a little!!!

Good luck!!!

[beauty29 72]

This is so overwhelming because I already have to pay $1750 to my doc and then I have this hospital which I should find out on Thursday what my financial responsibility is. I am praying that it is reasonable. I have been going through the motions for 6 months now and I am finally here. I have a date which is in 30 days...ugh

[beauty29 72]

Good luck to you also. At least you have heads up

[beauty29 72]

Marfar thank goodness for your Medicare. I hear that this hospital wants the bulk of their money up front.

[Angie!! 24]

Call the hospital. They should be willing to cost estimate it for you

[beauty29 72]

Thanks Angie I was informed that I would know Thursday. I am excited and I am no longer going to worry or have fear about it. I am going to let it go and give it to God. It's out of my hands and control. God please take care of this matter for me.....waiting for Thursday... Seems like when your going through the motions with this process it gets lengthy. You defiantly have to have patience.

[beauty29 72]

Marfar I'm happy you got it done. How much weight have you lost?