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Paying a diductible before surgery ?



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I don't have to pay the surgeon anything but i do have a $150 copay for the hospital stay.

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I don't have to pay the surgeon anything but i do have a 150 copay for the hospital stay.

Your surgery must be covered at 100%

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I am having surgery on Jan 14th. I am going to see the surgeon and will have to pay him the $400 deductible. My hospital deductible is $150 as well. Fortunately I work for the hospital and as an employee they have waved my deductibles. After reading this, it makes me realize my insurance may be limited to the hospital I work for, but it is pretty good coverage.

Jenn

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I've had to pay all my co pays (hospital and surgeon) up front. $1500 for the surgeon, $2000 for the hospital, and $1000 for the pre-surgery tests. All of it went on my Discover card.

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And all is tax deductible as well.

Jenn

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Your surgery must be covered at 100%

Yes i get 1 bariatric surgery in my lifetime with this insurance. That is why i picked the gastric sleeve. But i had to jump through lots of hoops to get it approved!

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Oh and i should add i had to do the 6 month supervised diet. And each co-pay was $50.

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Oh and i should add i had to do the 6 month supervised diet. And each co-pay was 50.

Same w me far as lifetime and copay was 25 but its a new year so it doesn't count anymore I finished in Nov

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So my surgery is set for jan 21 and my insurance pays 60%and I pay 40%so my surgeon is asking for half of my 40% which is 900 up front np but my deductible hasn't been net for this year which is 1500 my coordinator said she's hard of the hospital asking for a portion of that up front but its possible that they want all of it I want to kno has anyone every had surgery with just paying a portion of their deductible to the hospital I'm so stress about this cause the money and I don't want to put it off until I get my taxes but if I have to i would .. Any info is appreciated

To let everyone kno who's been giving me great advice thank you so much it's appreciated but I finially have it all worked out my husband going to pay for everything he said not to worry he kno how much this means to me and its done what a relief still hoping I only have to pay a portion but if not thank god for a wonderful understanding husband cause we have for boys and we still constructioning on are new home ...God is good

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To let everyone kno who's been giving me great advice thank you so much it's appreciated but I finially have it all worked out my husband going to pay for everything he said not to worry he kno how much this means to me and its done what a relief still hoping I only have to pay a portion but if not thank god for a wonderful understanding husband cause we have for boys and we still constructioning on are new home ...God is good

That's great news! Very happy for you! Glad he's supporting you and telling you to do something for you. ;)

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that is awesome! Congrats to you! I know you must be feeling over the moon right now knowing that your man is so supportive!

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that is awesome! Congrats to you! I know you must be feeling over the moon right now knowing that your man is so supportive!

Yes girl I was so stress about it

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To let everyone kno who's been giving me great advice thank you so much it's appreciated but I finially have it all worked out my husband going to pay for everything he said not to worry he kno how much this means to me and its done what a relief still hoping I only have to pay a portion but if not thank god for a wonderful understanding husband cause we have for boys and we still constructioning on are new home ...God is good

Yes he is! He can move mountains and he worked it out for you. I am self pay because my insurance doesn't cover WLS which really sucks. I take care of people everyday but when I need to be taken care of ( obesity is slowly causing harm to my body and shortening my lifespan) I have to go to another country to afford it. That's so sad but I look at it this way, God is making this much needed surgery possible for me!

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Forgot. I had to pay $100 for the nutrition class and maybe $200 for the psych eval and the copays and deductibles for the endoscopy, chest xray, mammogram and one other test I forget ...

It's not the cheapest even with insurance. The psych and nutrition class weren't covered at all and neither was all the Protein powders and drinks.

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
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    • KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
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      1. This update has no replies.
    • bellaamey

      https://alluniqueguide.com/java-burn-coffee-reviews/
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