Hello my name is Nikki and I spoke with my family doc yesterday and told him I was interested in getting the lap band. He gave me all the ins and out and asked me if I really want to do it. I said yes, I know I want to and he said he would write a letter to my insurance company once I found out if it is covered under my policy.

I have SISC III Anthem & BC/BS Federal... I have Lap Band VIP checking my insurance, I know SISC Anthem covers at 80% but not sure about BC/BS Federal. Has anyone had any experience with either of these insurances or a "lower bmi???

Just anxious and glad to be here to read all the post.

Hello I have BC/BS Federal and they cover 85% with a provider and 60%for non providers.

Good luck

Thank you, it is all I can think about...

Sorry to be a buzz kill but your BMI is wayy too low for the insurance to cover you I believe.

BCBS Fed will cover BMI 40 + with no co-morbidities and 35+ with 2 co-morbidities.

Yeah that is what I am worried about. I think both of the insurances are the same.

Yes, your vim is way to low. Mine was 34 and I self paid. Most doctors want even attempt to go through insurance unless you had a higher BMI and you had medical conditions

You only need to loose 44 pounds. Do you really want to have the lap band put into you for that? You look soo pretty....hardly overweight.....maybe just bump up your excersise? Most of us here would kill to be your weight!

Thank you I just go up and down all the time, I go anywhere from 180 down to 130 and it has been that way since I was thirteen years old. This is something I really want to do and I have a follow up appointment with my family doctor on Wednesday. I guess if it is meant to be it will happen.

I appreciate the replies...