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Highmark BC/BS .... kinda scary if it happens...
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Anyone from Western PA that has Highmark BC/BS insurance....don't know if you are aware of the heated debate between UPMC and Highmark but apparently, the contract is about to expire (JUne 2012...). This means to us, any UPMC doctor, surgeon, hospital will become OUT OF NETWORK! I think this probably covers every doctor my family uses. If this happens, I personally will have a $4,000 deductible for out-of-network expenses! I will have to find a new "fill" doctor, a new pediatrician for my son, a new family doctor and new ob/gyn. Any specialist will be extremely limited and we won't be able to go to any UPMC hospital unless we are willing and able to pay the deductible pursuant to our plan. Maybe this is something everyone who has this insurance should be inquiring about. I really can't imagine this being allowed to happen...Highmark will have to come up with something and UPMC really can't be that unfair to the thousands and thousands who are covered by Highmark....this is really scary if it does happen.