how long for insurance approval?

[MrMom 0]

I have federal BCBS and was wondering typically how long it takes for approval/disapproval? What are some reasons for being turned down??

[mamasugar 0]

They say 30 days, but mine took less than 2 days. From my research, it takes no more than 5 days. Their requirments are the most relaxed ones out there. Just meet the BMI, psych consult and nutri. eval and u are good to go. They are the best and I kid you not.

[MrMom 0]

my wife and I were told the federal program didnt require the psych eval. its been over 2 weeks since our initial consulation. oh well, i guess we'll just have to wait.

[mamasugar 0]

I also have federal BCBS (basic). It was a requiremnt for me. I am not sure if different agencies or different states have different paramenters. However, from my research we pretty much have the same requirements. Why, don't u call the phone # on ur ins. card and verify what their requiremnts are.

All in all, they are one of the best in approving this procedure. Good Luck

[MrsCabes 2]

My insurance was pending around December, which is why it took so long - everyone was trying to get in before the end of the year! Mine took well over 30 days to approve.

[texaschic 0]

that is awesome... I have them as well, so I hope mine goes just as smooth!! :w00t: good luck!

[Manda87 3]

I have Empire Blue. It took a little over a week to get approved.

[thin in 2011 0]

I have Empire Blue. It took a little over a week to get approved.

I too have Empire BCBS and am awaiting approval. Just sent off late last week, so hoping it goes quickly. I was told by the insurance company that it could take 30-60 days to get a decision back, Initially was denied, but had to go through the 6 months of diet and nutrition and then submitted by doctor. Keeping my fingers crossed!! Hoping to get this show on the road soon!!! Good luck to everyone!

[Iwillsucceed 0]

I have Empire Blue. It took a little over a week to get approved.

I too have empire BCBS and submitted for approval on monday and received approval on friday. Good luck to you :thumbup:

Band date 3-11-10

[Nycfw 1]

I work for the state and I have empire bcbs ppo so does that mean my insurance is government insurance?

[HappyMom 1]

I have Anthem BCBS and mine took about 3 working days for pre-approval (before the dr. visits were started)....and 6 working days for final approval (after all the required visits and paperwork was completed/submitted).

I agree with the other posters....BCBS has some of the least stringent requirements for surgery. I just needed a dietitian and psych visit......no 6 months of monitored diet and exercise like most require.

Good luck to you!

[abandnewday 0]

I too have anthem bcbs. They required very little and I had approval within 8 days. I was impressed with how smooth it took. I just had to meet the bmi, dietician and psych eval.