Has anyone gone through Cigna insurance with success?

Way to go, bulldog. I'm getting ready to leave my job and was trying to decide if I'd stick with Cigna under COBRA or buy a new policy. I wanted to buy a United HC policy since they do cover it, but they don't sell individual policies in my state. Bummer.

To answer the original poster's question: Cigna was a nightmare for me. They verbally gave approval to my Dr.'s office and we scheduled the surgery. Then, they denied the claims. I appealed, used a lawyer, etc., without success.

Now I have to have the band removed and they just denied pre-approval on that. Memo to my family: if I die of band-related complications because Cigna wouldn't pay for the removal, please sue Cigna.

Good luck.

Oh wow. COBRA insurance is expensive. We did that about five years ago for a while and the premiums cost an arm and a leg for sure. I hope you can find an individual policy soon. M:omg: