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katiewms23

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katiewms23    0

katiewms23
Posted

My name is Katie and I'm new to the site. I have been looking around at the Lap Band for several months and have finally made the decision to do it. I have a question :tongue_smilie: though...I am going to be self pay. Any suggestions where I can get financed? Did yall just go to a bank and borrow the money? That's the only thing holding me up right now and I'm ready to start the process. Any help would be great!

Thanks! :frown:

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RestlessMonkey    7

RestlessMonkey
Posted

many surgeon's offices have flyers or info on credit companies that will finance the band. However in these economic times I've heard that you need a good credit score to qualify (700 or above?) because the loan is essentially unsecured. Some people take out another mortgage. I WAS going to put mine on a low interest credit card but ins came through.

I will say, since you'll be paying, SHOP AROUND. Prices (and what your price covers) varies widely. Some surgeons just cover surgery, some fills and follow up care for life. So be a prudent shopper; you may save yourself thousands that way. (Less expensive doesn't necessarily mean bad, either, at least not in this instance. You just have to do your homework)

Good luck!

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Bunz1969    4

Bunz1969
Posted

Hi Katie! I am also a self pay and I went through Care Credit and was approved online instantly. They offer programs anywhere from 3 mo - same as cash up to 60 month w/interest plans.

At the seminar I went to, they also handed our brochures for HealthOne financing (www.healthone-financial.com), Health2(Chase Industries healthcare finance company) and Care Credit (CareCredit).

Good luck!

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katiewms23    0

katiewms23
Posted

Thank ya'll so much for the replies! I have a seminar to go to Thursday night so maybe I can find out some more info. How long did it take you from seminar to surgery date since you were self pay?

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Bunz1969    4

Bunz1969
Posted

I went to the seminar on 7/7, did an online registration with my Dr's office on 7/9 and they called me yesterday 7/10 to schedule my surgery date. I'm scheduled for 7/21 because I have some labwork that must be done prior to surgery.

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katiewms23    0

katiewms23
Posted

That's incredible! I hope to be banded before I go back to school Aug. 11. But I haven't even talked to the dr. yet so I may just be dreaming to do it that fast. But like I said I go to a seminar Thursday and they told me that if i decide to do it we could make an appointment that night. If only I can figure out where to get the money next week :confused:

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Go To Topic Listing Tell Your Weight Loss Surgery Story

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    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.
    • KimBaxleyWilson

      KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
      · 0 replies
      1. This update has no replies.
    • bellaamey

      bellaamey

      https://alluniqueguide.com/java-burn-coffee-reviews/
      · 0 replies
      1. This update has no replies.

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