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I was approved by Tricare with no problems then the docs office called and told me that he charges $5000.00 for the surgery and insurance only pays $992.00 so he wants me to pay $4008.00????? I am insurance approved and now will not get my band because of this. I just cant believe it:mad2::smile2::mad2::wub::mad2::lol::mad2::mad2::mad2::mad2:

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That sucks. I know how you feel. I am still waiting on insurance approval but I think with insurance approval I still have to come up with $3000. Ouch. I don't have that kind of money, especially right before Christmas.

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I was approved by Tricare but haven't heard anything about having to pay. I better check into this since my surgery is only 2 weeks away.

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According to my insurance Co.............the doc cannot bill me the difference. Its not like I want to argue with the person who is going to open me up, ya know??

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I don't believe that the doctor can bill you the difference in the agreed upon contract amount from the insurance company. He can, however, refuse to accept your insurance and not participate with your insurer, in which case that would make you a self-pay. :smile2:

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It is not legal and you can complain to Tricare. If he agreed to accept Tricare, he agreed to their payment schedule and is NOT allowed BY LAW to charge you the difference. Report him. Then find a different surgeon.

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I was approved by Tricare with no problems then the docs office called and told me that he charges $5000.00 for the surgery and insurance only pays $992.00 so he wants me to pay $4008.00????? I am insurance approved and now will not get my band because of this. I just cant believe it:mad2::smile2::mad2::wub::mad2::lol::mad2::mad2::mad2::mad2:

I work for one of the major insurance copany medical review units. Is this surgeon a participating physician with the TriCare insurance? If so, he cannot legally balance bill you for what TriCare does not pay as this is the amount he contractually agreed to accept. He can only bill you for co-pays and co-insurance amounts. If is is NOT participating with TriCare Insurance then you will have to cover any difference.

Crystal

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I do billing and they are all right..If the doctor is in network with tricare than they have an allowed amount (contracted) with each other!! If he is he can not bill u the difference only copays, deductible and coins...i have personal choice and had to pay 2 things for my surgery 1 was my ded 500.00 and second was coinsurance my total came out to be 1300.00 out of pocket which wasnt bad since they billed 17,000. call ur insurance company and ask them what u will be liable for.

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Tricare says he is a network physician and cannot bal bill me but the doc office said she can because they are not contracted for bariatric surgery, tricare says they cant pick so I am waiting review. They did however say he may be submitting under a different tax ID # and then they can get away with balance billing

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I was approved by Tri-care and have already had my surgery. I haven't had a problem with it. Have you called Tri-Care and talked to them?

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Yes, I have and they are having a Patient Representative contact the doctors office. Not sure I want to go back if I think they are mad at me and he is the only one in town.

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He won't dare harm you. His malpractice insurance would go through the roof! They'll probably give you extra special care so you don't come back to haunt them!

If he is the ONLY tricare bariatric surgeon in town, can you go to another town and get the surgery?

They are all correct; he is actually trying to steal from you.

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If you're not comfortable with him see if there is someone in a town that you could drive to. I doubt though that he would mess himself up by possibly getting sued for malpractice. So I'm sure you have nothing to worry about.

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It stinks because until today I really liked him. Am I crazy for thinking it may all be a mixup on there part?

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      Officially here for a long time, not just a good time💪
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    • KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
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      https://alluniqueguide.com/java-burn-coffee-reviews/
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