Hello,

I'm Tanya and I am want to get the lapband done but my insurance does not cover any type of weight loss surgery. Does anyone have any suggestions for someone with not so good credit? :thumbup:

Hi Tanya! I was a lucky one, my insurance covered the majority of my surgery. I did have to come up with about $4,000, which I didn't have just laying around. My credit isn't perfect either and I knew a loan was out of the question. I ended up asking my dad for the money (which was really hard). Can you borrow it from anyone? If you work, can you take a loan from a 401(k) plan? Do you have any equity in your home and possibly get a loan from that?

Hi Tanya...sorry about your situation. Seems like insurance companies should recognize that this is actually a money saving proposition for them.

I wonder if your insurance carrier would cover your pre-op testing (most will cover at least some) while you do some work on your credit score and start saving some money. There are some message boards at FICO Forums - FICO Forums These people seem to be the experts at what will get your numbers up quickly.

Best of luck to you.

Hi Tanya and welcome tp LBT! Sorry to hear that you are having so much trouble getting surgery. Good luck!