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What type of Insurance do I need to have to be approved?

Greetings! I will have my consultation next week. Just curious as to what insurance I need. I read PPOs are best because you only pay a small fraction and you get approved super fast, is this so. Also how many phases do you need to go thru after you are willing to move forward with procedure? I seen a few threads here and there about classes, appts, diets you need. Anyone have any insights. Thanks from mj24 in sunny California.

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