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Insurance question

graziellabs

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graziellabs    28

graziellabs
Posted

Does anyone who has Cigna PPO ever had to dish out money pre surgery anything out of pocket or did you get a bill after surgery? If you dished anything out at all.

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Licorice    18

Licorice
Posted

I have Cigna and I had to pay co insurance of $750 but that was it. That was when I had the endoscopy. They told me I would have nothing further out of pocket. Also, after my 3 months of doctor visits and nutritionist visits, plus all of the other appointments and clearances, I was approved in a few days. My surgery is on July 14th.

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graziellabs    28

graziellabs
Posted

I have Cigna and I had to pay co insurance of $750 but that was it. That was when I had the endoscopy. They told me I would have nothing further out of pocket. Also, after my 3 months of doctor visits and nutritionist visits, plus all of the other appointments and clearances, I was approved in a few days. My surgery is on July 14th.


Wow just a few days??? That is great!!! I go to the heart doctor next week and that's it then it's just got to be sent to insurance for approval. I had the endoscopy I didn't pay anything hopefully it remains that way. Good luck to you!!!!!


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Camry    13

Camry
Posted

Does anyone who has Cigna PPO ever had to dish out money pre surgery anything out of pocket or did you get a bill after surgery? If you dished anything out at all.



Hello my gastric sleeve surgery is scheduled for August 1st and I have Cigna as well. Last Thursday I received an email from the finance department of the hospital saying that I need to pay for all of the outpatient appointments costs out-of-pocket, and the insurance funding will only be used toward the actual surgery. Sooooo, I will have to pay the total cost of $955 prior my your appointments for EKG, endoscopy, chest X-ray and primary care consult. I don't know if I will have to pay after that.
I wish you success on your upcoming surgery!
Best Regards!

Sent from my SM-G925I using BariatricPal mobile app

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sporters    3

sporters
Posted

I have a Cigna HSA and have had to meet my deductible and then 10% coinsurance for each service. I've been billed for everything (EKG, Upper GI and labs) except my surgeon visits, nutritionist visits and psychiatrist visits where I've had to pay at time of service each time. I haven't been scheduled for my surgery yet so waiting to find out what I'll be charged by the hospital. The recommended psychiatrist isn't in network and charged $1k (that I got down to $600) for three visits. A consult, testing and then the evaluation. Others I've asked said they had one visit. Advice: Find an in network psychiatrist!


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Go To Topic Listing PRE-Operation Weight Loss Surgery Q&A

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    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.
    • KimBaxleyWilson

      KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
      · 0 replies
      1. This update has no replies.
    • bellaamey

      bellaamey

      https://alluniqueguide.com/java-burn-coffee-reviews/
      · 0 replies
      1. This update has no replies.

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