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Band removal covered- what can I expect to pay out of pocket?



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Hey guys... My band removal has been approved by my insurance due to a leak and I'm thrilled!!

However I'm going to have to pay out of pocket for the actual surgery and surgeon fees (Bariatrics isn't covered by my insurance plan)

The hospital said they can't tell me how much I will end up paying cos it depends on insurance and benefits.

Should I expect that since I have to get sedated for the band removal that insurance will at least cover anesthesia? Anything else insurance will cover for the removal?

Also, what's the best route in terms of paying for it? Care credit? Private loan?

I've done all the necessary steps and don't want to give up but it's A LOT of money.

Thanks for your help in advance!

Sent from my iPhone using the BariatricPal App

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It really depend on insurance, but I would think since they approved the removal and it would be surgical procedure so I would expect anesthesiologist would be covered, you would most likely have to pay for copay for surgeon, anesthesiologist, hospital (at least this is what I am expecting to pay)

I really like care credit, you can do 18 months free financing which is awesome.

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Okay. That's what I was expecting. The surgeon fees are a flat 10,200 and the of course the actual hospital/RNY surgery..

I'm expecting about 21k after all completed. We'll see.

And I'll look into Care Credit!

Thanks for insight my friend!

Sent from my iPhone using the BariatricPal App

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Yeah that's definitely lots of $:(

So are you doing revision at the same time or just removal?

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I am having a revision, but mine is approved by my ins. I started out the same way, just wanted to get the band out but I figured well might as well see if they will approve revision as well. Hope it will go well, the closer it gets to it the more nervous I get.

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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