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Anthem HealthKeepers Gold X POS in VA NO COVERAGE FOR SUGERY

I had an individual Anthem plan previous to the ACA and it covered the surgery. I was too scared at that point to do the surgery. Fast forward, after the ACA my plan was no longer available so I was forced to purchase another plan. Today I called to find out what I needed to do and found out that my plan doesnt cover the surgery in VA. Only 22 states do cover the surgery. Even if I self pay, they will NOT cover any cost if there is a complication...that is just too much of a risk for me to take.

I am at a BMI of 45, my doctor actually suggested the surgery to me a year ago...I tried once last attempt with Ideal Protein and lost 40lbs but have now gained back 50lbs. I can't believe that I have missed my window of opportunity

Does anyone have any suggestions?

Edited by refocus

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