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Almost there.. Insurance/Recovery question?
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Hello All,
I have been a long time lurker on here, soaking up information. This forum helped me make this decision, and over the last couple months I have been working through the process.
Stats:
Age - 25
Gender - Female
CW - 243
So far I have completed all of my doctor's and insurance requirements.
- Initial Consultation
- Psychological Evaluation
- Gall Bladder Ultrasound
- Endoscopy
- Met with Dietician
I have United Healthcare Choice Plus through AT&T's management plan - 80%/20%. They require a BMI of 40 or a BMI of 35 (with 2 comorbities). They also require 5 years of documented weight history from a physician.
My only hang up is the 5 year weight history. I don't have a primary care doctor, nor any documentation from any other weight loss programs, period. All my weight loss efforts have been private. My advocate stated she could get some weight "guesses" from me and have the doctor sign off and submit that, and hope for the best. She says she has had success that way in the past , but with UHC it's hit or miss based on your case worker.
My questions are:
1. Do I have a shot with her doing that, and is it a slim chance. Specifically, if you have UHC.
2. Do I have other options or "ways" to show my BMI over 40?
3. If I have to self pay, do hospitals/doctors accept payment plans?
Any comments, ideas, advice, and experiences are welcome.
Thank you!!!