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BCBS of Texas

Does anyone have BCBS of Texas? Have you also had plastics through them? I called them today to see what kind of requirements are needed and the time limits, etc. To my complete surprise, they really don't have any. No waiting 18 months after surgery or anything. It seems like all my doctor would have to do is submit information proving that it is medically necessary, i.e. documentation of rashes, skin irritation, photos of the affected areas, difficulty with tasks of daily living, etc., and then BCBSTX reviews it and decides if the documentation proves medical necessity. This seems much less stringent than other insurance companies. Yet, it is also a bit vague in the requirements. If anyone has had experience with BCBS of Texas specificially, I would appreciate knowing the process you took and if you were approved or denied.

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@@KDM74 - Keep me posted on this. I have BCBS of TX and my wonderful employer specifically excludes any bariatric treatment medical, surgical or otherwise, but if they do not exclude other medically neccessary procedures that would be great.

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