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If your employer has an exclusion ...
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My insurance is with BCBS out of OK [i'm in Iowa} and the employer has an exclusion for ANY type of weight loss program/surgery.
My husband met with HR about this and they told him that they have made exceptions for other employees not specifically for weight loss surgery but for other excluded items.
So the HR guy took the handout information I gave my husband about the cost benefits of covering WL programs/surgery to the proper channels and it looks like they may go ahead and include my WL surgery.
Just a thought for those that might in similar situation.