I am self pay and cannot go through with this if I don't have some sort of coverage for post surgical complications. I've heard Blis insurance does this. Any information you can share?

BLISCare

What Can BLIS do for you? Provide you with peace of mind

BLISCare works behind the scenes with the hospital and surgeon, like a ‘factory warranty’ (comes with what you bought) rather than traditional insurance. While it is not health insurance for a patient, BLISCare is an insurance coverage plan that protects patients from complication related medical expenses. BLISCare pays for all medical expenses, authorized by an approved BLIS bariatric surgeon, caused by possible complications related to the weight loss surgery. Patients who have BLIS care and experience complications will have no financial responsibility for complication related care.

Covered complications include:

• Cardiopulmonary
• Thromboembolic
• Bleeding
• Infection
• Leak
• Perforation
• Stenosis
• Band Specific complications

For more information on pricing, click here.

The length of protection is typically a 90 day global period; however, patients may opt to add additional protection for up to 18 months. BLISCare coverage applies during the Claim Period which may vary from 90 days to18 months. Complication must be reported during the Claim Period. Reimbursement continues up to 365 days past the Claim Period. The maximum paid benefit (on per patient/case basis) varies $25,000 (LAGB) to $100,000 (RNY/Sleeve) Range. Premiums vary based on selected protection packages.

My surgeon requires it for self-payers.

I was self-pay and bought it. Had surgery 12/18/14. No complications, so I can't comment on how BLIS treats you then. It's like other disaster insurance. You're very unlikely to experience a disaster, but if you do, sure would be nice to be financially covered.

Also, the BLIS woman above says there's a maximum benefit of $25-100k. I definitely was not told that when I bought it or in the information given to me. I still would have bought it, but it's a reminder to always read the fine print and ask for the actual policy and read it before signing. (I need to follow my own advice. I'm a lawyer who deals with insurance all the time, and even I missed this one.)

@@p1Sz

I copied that information from the company website; I think it was on the main page.