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Those who self-paid: will insurance generally cover complications?

I am "only" a 35 BMI and insurance won't cover me unless I gain 30 lbs which I don't want to do. If I pay for the sleeve myself and something goes wrong, does ins cover the complication? Thanks!

Edited by Sandyryan

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Probably not... But every insurance is different.

I highly doubt it. I checked with mine, BCN, and they would not. However, if I do need my gall bladder removed in the future they will cover that- they can't prove that the surgery caused them. My physician will order blood work regularly for me to check for deficiencies.

Do you have any other conditions? Sleep apnea, heart disease, diabetes, etc.? My insurance will cover with a lower BMI (mine's 36) as long as you have some other condition.

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I don't have any other conditions caused by my weight that the ins considers "life threatening". Wow, that's scary. I know many people have self paid. What happens if you develop a serious infection from the surgery? You go broke or are financially ruined forever?

I'm so depressed! I know I will gain the extra 30 lbs eventually, but was so hoping to have an weight loss answer before it came to that.

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