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My first "hiccup" with the insurance company
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Thanks to many on the board I knew life with insurance companies is not easy. I have CareFirst BCBS in Maryland but apparently my mental health stuff is farmed out to Magellan. I got a referral for my psych eval from the surgeon last week. Had it all set up only to find out they don't participate with Magellan and the self pay amount was $865. No thanks. So like a good girl I get online and look up the list of providers. I start calling around: "Hi, I need to have a psychological evaluation done to determine my readiness and fitness for weight loss surgery. Can you do that?"
The standard response: "Sure, but what exactly do you need?"
I called CareFirst and of course the customer service rep cannot tell me anything. She just kept reading the policy that I already had printed in front of me. Wow, how helpful. Can't I speak to the person in the department that approves the surgery? That doesn't seem unreasonable. Or can't you put me on hold and call that department and ask? Of course not.
So here I sit baffled that the right hand doesn't talk to the left hand.
I meet with the nutritionist for the first time today and I'm hoping to catch my patient coordinator while I'm there to see if she can help me since she is the one that submits to the insurance companies and knows what works and doesn't work. I've read such a wide range of things on here. Some people take standard tests, some people just have a session. I have no clue!!!!!