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Has anyone here ever had to use their BLIS Insurance

I am self-pay and I will be sleeved in less than a month by a doctor that offers BLIS Insurance coverage and I need to decide what level of coverage to take. As part of my decision process I would like to hear from anyone who had surgery that was covered by BLIS and who actually had a complication. I'd like to know if everything went smoothly or if BLIS tried to avoid covering something that should have been covered. A friend of mine who is an attorney once told me "Insurance companies are in the business of cashing premium checks and denying claims." I want to see if anyone thinks this would apply to BLIS as well.

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